Ruth Liverpool
Doctor Who?
By: Bill E. Branscum
Copyright 2010

Returning visitors - Be sure and review the important update(s) below.

Note that in January 2011, Julie Holden was named in a Racketeer Influenced Corrupt Organizations Act [RICO] lawsuit along with Ruth Liverpool. For further information, see below.

Note that on July 18, 2011, Liverpool was arrested in Broward County and held on a million dollar bond. For further information, and the law enforcement contact point for loan funding scheme fraud victims, see below.

During the course of the investigation into the various fraudulent schemes perpetrated by International Finance and Trust, and their associate entities, we received numerous reports describing advanced fee schemes perpetrated by Ruth Liverpool, also known as "Dr." Ruth Liverpool, often promoted by Mark Horton, who also promoted International Finance and Trust.

Liverpool does business by and through various entities, assisted by Stephanie Green who calls herself an "Investment Director." Some of these entities are:

Rusco Investment
4974 N University Drive
Lauderhill, Florida 33351
(954) 741-9454

Pinnacle Mutual Incorporated; and
RA Holdings, Incorporated
ARCC Investments and Trust, Incorpotated.
5448 E. Leitner Drive (Ruth's Home Address on Pinnacle Letterhead)
Coral Springs, Florida 33067
(954) 805-6822

Pinnacle Mutual Incorporated
2690 Weston Road,
Weston, FL 33326

Rusco Investments Incorporated; and
Pinnacle Mutual Incorporated; and
APEX Global Funding Incorporated; and
The Ruth Foundation Incorporated; and
R.A.H. International Corporation
9351 W Sample Road (As listed with Florida Secretary of State)
Coral Springs, Florida 33065

Liverpool is/was also associated with:
BEBBA Investments, Incorporated; and
Davidson/Roberts Investments, Incorporated
9351 W Sample Road (As listed with Florida Secretary of State)
Coral Springs, Florida 33065

Liverpool, also known as Dr. Ruth Liverpool, is the subject of various Internet Scam reports.

These reports make interesting reading.

The reports I have received are consistent with the experiences complained of on the various scam site message boards.

It is interesting to review her contracts. The ones I have reviewed are pretty absurd. They provide for various fees, but they explicitly provide that there are no guarantees, there is no recourse, and they specifically state that the contract contains all the understandings between the parties.

Basically, "No matter what kind of claims and representations I have made, or others have made, you are giving me money you won't get back with no guarantee that you'll get anything for it."

Two of the people I have talked to report that their bank accounts were hijacked shortly after they provided their account information to Liverpool and/or others associated with Liverpool. If anyone else has had a similar experience, I'd like to hear from you.

At this point, we are putting together a list of victims with amounts paid, and the Liverpool controlled accounts those funds were sent to. We have her SSN and we are compiling a spreadsheet for the IRS, Criminal Investigation Division.


On January 6, 2011, Julie Holden was named in a civil action, along with Ruth Liverpool and others, based upon the provisions of the Racketeer Influenced Corrupt Organizations Act [RICO]. A copy of the Complaint is available here for your review.

Related Information:


Detective John Calabro of the Broward Sheriff’s Office is the Investigator responsible for Liverpool's arrest on July 18, 2011. She was incarcerated in Broward County and held on a million dollar bond.

Detective Calabro's case related to Liverpool's Ponzi scheme but he is aware that Liverpool was also involved in a number of loan funding scams. Those individuals with losses related to loan funding should contact him.

Further updates will follow.

Oracle International
Bill E. Branscum, Investigator
(239) 304-1639




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